Get The Surety Bond You Need To Start Work
From License & Permit bonds to Construction Performance bonds. Instant quotes, easy approval, and printable forms.
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What type of bond do you need?
The type of bond depends on who is asking for it (the Obligee).
If the state or city gave you a specific form to fill out, we likely have it on file. We have a database of over 10,000 bond forms updated daily.
Why do you need this bond?
This helps us match you with the right carrier.
Get Licensed
Required by the state/city to activate your business license.
Win a Bid
Required to submit a proposal for a public construction project.
Court Order
A judge has required a bond for probate or guardianship.
How does a Surety Bond actually work?
Unlike insurance, which protects you, a surety bond protects your customer or the public. It is a three-party agreement:
You purchase the bond to guarantee you will follow rules.
The entity requiring the bond (State, City, or Client).
The insurance company that backs your guarantee.
What is the required Bond Amount?
This is the total "penal sum" required by the obligee, not what you pay.
Note: You do not pay the full bond amount. You typically pay a small percentage (premium) of this amount, usually between 1% and 3% for standard credit.
Trusted by 15,000+ Businesses
"I needed a $25,000 contractor license bond to pull a permit. Other sites made me wait days. I got my bond instantly here and printed it out."
"My credit isn't perfect, so I was worried about getting approved for my Auto Dealer bond. They had a special program that got me bonded anyway."
"We needed a performance bond for a public school project. The process was smooth, and the rate was 1.5%, which helped our bid margin."
Need other insurance with your bond?
Most obligees also require General Liability.
What is a Surety Bond?
A Surety Bond is a legally binding contract that ensures you will fulfill your obligations, whether that's following state laws, completing a construction project, or paying your taxes. It is not insurance for you; rather, it is a form of credit that protects your clients and the public.
When you purchase a bond, the Surety Company (the carrier) provides a financial guarantee to the Obligee (the government or client requiring the bond) that you (the Principal) will perform your duties. If you fail to do so, the Obligee can file a claim against the bond.
The Three Main Types of Surety Bonds
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License and Permit Bonds Required by government agencies to obtain a business license (e.g., Auto Dealer Bonds, Contractor License Bonds, Freight Broker Bonds).
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Construction Bonds Required on public works projects to ensure a contractor completes the job (Performance Bonds) and pays subcontractors (Payment Bonds).
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Court Bonds Required by judges for legal proceedings, such as Probate Bonds for administrators or Appeal Bonds for court judgments.
Bond Requirements by State
Regulations and bond amounts vary significantly based on your location.
- • $25,000 Contractor Bond
- • $50,000 Auto Dealer Bond
- • Tax Preparer Bond
- • TABC Alcohol Conduct Bond
- • $50,000 GDN Dealer Bond
- • $10,000 Notary Bond
- • Construction License Bond
- • $25,000 DMV Dealer Bond
- • Health Care Clinic Bond
- • NYC Home Improvement
- • Liquor License Bond
- • Private Investigator Bond
We are licensed to issue surety bonds in all 50 states
How do we get you approved?
Getting bonded can be stressful, especially if you have bad credit or are a new business. We work with over 30 different surety markets to find the "yes."
Our Bonding Process:
- Soft Credit Pull: We check rates without hurting your credit score.
- Instant Issue: For bonds under $50k, we can usually issue instantly online.
- Digital Delivery: Get your PDF bond form immediately via email.
How much does a bond cost?
You only pay a percentage of the bond amount, typically between 1% and 15%.
Standard Rate
Example: A $10,000 bond would cost you $100 - $300 per year.
Mid-Market Rate
Example: A $10,000 bond would cost you $300 - $500 per year.
High Risk Rate
We can usually still get you bonded, even with bankruptcy or low scores.
What affects your premium?
This is the #1 factor. Higher scores equal lower rates.
Hazardous work (roofing) costs more than standard compliance bonds.
For large construction bonds, we look at your business financials.
How long you've been in business can impact the price.